Micro Group

This is an account that helps group customers set aside funds for their goals while earning interest. It is useful for micro and small enterprise customers whose sole purpose is to borrow through the co-guarantee method.

  • Minimum opening balance - Kes 1,000
  • Minimum operating balance - Nil
  • No monthly ledger fee.
  • Interest accrues on cleared balance daily and credited to the account monthly at 4%
  • Access to funds as many times as required.
  • Interest is earned for balances starting from Kes. 5,000
  • Copy of the group Constitution.
  • Duly completed and signed Account Opening Mandate
  • Copies of ID and PIN of authorized officials
  • Free E-statements
  • Internet banking
  • Cheque book
  • Dedicated Account Relationship Officer
  • Chama Investment loan (for purchase of land, construction, buy ready built and equity-release loans, movable asset acquisition) of up to Kes 40 million
  • Group working capital solutions for members
  • Free standing order to the group savings account
  • M-collection and Lipa Na M Pesa integration


(Registered as Self Help Groups,CBOs)
  • Copy of certified certificate of registration
  • Certified Introduction letter from DSDO (District Social Development Officer) with names of authorized officials.
  • Certified Copy of minutes Authorizing opening of an Account at Kingdom Bank, specific Branch with names of authorized officials & singing instructions
(Registered as Investment Limited Entities)
  • Copy of Certificate of Incorporation
  • Copy of company KRA PIN
  • Copy of Memorandum and Articles of Association
  • Copy of CR12
  • Copies of Directors’ ID and PIN
  • Directors’ resolution to open an account at Kingdom Bank Ltd, specific branch, authorized signatories and signing instructions.
(Joint Accounts of not less than 4 members)
  • Copy of minutes authorising opening of an account duly executed by all members, specifying the officials
  • Copy of a List of members duly signed with ID Numbers
  • Group By-laws
  • Copy of IDs and KRA pins of authorised officials
  • Your contact information

  • Choose your preferred account

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