• Prepare monthly updates on the current and emerging risk exposures within the bank’s own portfolio and across the market.
  • Review and ensure sufficiency of risk management policies and governance guidelines that will be relied on for the management of risks.
  • Conduct Credit portfolio analysis including concentration risk, performance analysis and stress testing.
  • Continuous update of the Risk registers on Credit Risk.
  • Assist Management in defining and propose revisions of risk appetites for Credit Risk
  • Ensure monthly collation of data on the KRIs for credit Risk.
  • Recommend improvement in credit appetite, process, procedures, and policy because of risks identified from the monthly monitoring of KRIs.
  • Conduct ad-hoc credit risk analysis and investigations.
  • Preparation of risk self-assessment checklists
  • Champion resolution of issues raised on self-assessments on credit risk
  • Review, compilation of the self-assessment checklists and preparation of action points.
  • Follow up for closure of issues raised from the assessments with Management /various HODs
  • Daily review of market risk to ensure adherence to set limits and Bank’s appetite.
  • Weekly Review of counterparty deals to ensure they are within approved limits


  • University degree
  • Six years’ experience with at least 3 years in risk management leadership
  • At least 5 years in banking industry
  • Certified Professional Accountant CPA (K), Relevant ERM certification, Credit management certification and/or other relevant professional qualifications

Desired Competencies

  • Leadership skills, including the ability to manage risk, compliance and control activities in a complex financial operation
  • Considerable knowledge and experience of best practice risk management and governance frameworks, methodologies, and emerging practice, in relation to the Kenyan financial services context
  • Skilled communicator with the ability to influence and motivate others
  • Ability to exercise oversight over governance, risk, compliance and control arrangements in a complex financial operation
  • Problem-solving and decision-making skills, with the ability to analyse complex information to identify the key issue/action and drive resolution
  • Knowledge and understanding of risk control arrangements
  • Proven ability to oversee a number of risk types, ideally including credit, market, operational, investment, regulatory and strategic risk and specifically liquidity, refinancing, concentration and counterparty risk
  • Knowledge of regulatory environment and key regulatory regimes
  • Understanding of financial and strategic planning