Following the Central Bank of Kenya (CBK) announcement on the reduction of the Central Bank Rate (CBR) on 11th December 2025 and in line with the Risk-Based Credit Pricing Model (KESONIA) adopted from 1st December 2025, Kingdom Bank Limited wishes to inform customers and the general public that:
- All new Kenya Shilling variable rate loans taken from 11th December 2025 will be priced using a base rate of 9.0535%.
- The final lending rate will include a customer specific margin added to the KESONIA base rate, in line with the pricing model.
- All facilities applied for from 1st December 2025 will be adjusted after the expiry of the 30 day notice period, as required by the Central Bank of Kenya.
- Existing Kenya Shilling variable rate loans taken before 1st December 2025 will remain under their current terms and will transition to the new framework by 28th February 2026, in line with CBK guidelines.
- All applicable fees, charges and the total cost of credit will be fully disclosed in accordance with CBK requirements.
Thank you for choosing Kingdom Bank.
For enquiries or support, please contact your Relationship Manager, call our Contact Centre on 0709 881 300 or visit your nearest Kingdom Bank branch countrywide.
